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ATOM – ATM Operations Manager

Make the most of your ATMs to reduce potential risks and provide your customers with a seamless banking experience. For optimal security and reliability, discover PTL’s innovative solutions.

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Offer more than cash transactions by tapping into solutions that can help you make the most of your ATM.

Grow your business’ revenue, reduce your costs, manage any potential risk and enhance the customer experience.

Improve your ATM security protection against card skimming and trapping, cash trapping or robbery and other physical attacks on the ATM.

Tap into the true potential of the ATM

A convenient element to consumers in need of quick access to their money, ATMs have become part and parcel of our everyday life and an essential part of the banking industry, so much so that research indicates that businesses that have these machines are usually the first places where the money withdrawn is spent.

From its humble beginnings, ATMs have fundamentally changed our relationship with money and banks, impacting consumer attitudes and serving as the original digital innovation in banking. However, security, automation and reliability have generated a number of concerns.

As digital innovations have also penetrated this sphere, with the right technology, ATMs can maintain and extend their services at a far lower cost than a bank branch, empowering your bank or financial institution to thrive, while enabling you to offer a seamless and cutting-edge personalised customer experienced.

Win the digital transformation

At PTL, we can enable financial and banking institutions to meet the needs of their business and that of their consumers. Our ATM Operations manager product, ATOM, integrates with the Aptra Advance NDC, an NCR product that works with NDC Protocol used by ATMs, allowing new transactions and features to be developed, which are otherwise difficult to deliver through applications that normally control ATMs, such as Base24.

The world’s leading self-service ATM software embraces cutting-edge technologies to leverage the full capabilities of your ATMs. This enables your customers to take full advantage of this simple and convenient channel, eliminating the need for them to interact with cashiers and other personnel.

Thanks to our experience in ATMs and respective technologies, and our 70 years partnership with NCR, we can set up your branch security and systems requirements with reliable hardware and software. In addition, bearing in mind that ATOM is an abstraction product above Base24, any feature changes we do are more cost-effective for you, whilst facilitating the development of cutting-edge features. This enables you to adapt to your clients’ expectations and market changes faster.

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A host of innovative solutions

PTL can help banks and financial institutions meet their customers’ banking needs. With a series of features utilised through the ATMs themselves, ATOM is employed by the island’s top banks.

  • Cash Deposit
  • Multi-account selection and management
  • Balance Inquiry
  • Mini Statement
  • Fund Transfer
  • Mobile Top-Up
  • Cheque Deposit
  • Envelope Deposit
  • Statement Request
  • Cheque Book Order Request